Joined Associate
- #thirteen
There’s an interesting hook right here- although it is Uk established so unsure if it is highly relevant to Ireland however it is you’ll financial institutions may adopt a similar method
typically, I would have believe one lender manage pick some body simply upcoming from bankruptcy given that a top risk additionally the particular explanations regarding bankruptcy may be important.
Registered Associate
- #fourteen
We were discharged in the , and then have visited this aspect arguing with a few of one’s debtors over the standing of your ICB accounts that happen to be incorrect. This is actually the output of our programs:
BOI – Willing to lend however, questioned me to waiting six-9 months following the area what exactly towards all of our ICB report was designated since the ‘Written Off’ otherwise ‘Complete’ AIB – step 1 refuted app just like the our ICB statement got a column with ‘Account into the Dispute’ since the ISI had not paid told you collector the dividend shortly after couple of years out-of using an IPO. 2nd application filed past
Could keep you published about how one thing wade. We come a credit commitment account from the ninety days placing a couples bob within the weekly so they are the second stop. We have 10% put so might be and additionally in search of one of the well-known ‘exceptions’ into the 20% put. BOI was basically ready to provide us with one considering all of our earning however the rawness of your own ICB declaration is actually the problem
Entered User
- #fifteen
When i questioned ny ICB report straight back specific days before immediately after discharge inside I had numerous time consuming phone calls so you’re able to make and you will letters is provided for my personal 2 financial institutions since nothing was actually corrected on my report. In the finish I had they arranged and questioned emails away from evidence that we have always been not any longer liable for one financial obligation as a consequence of them. Each other membership have good W (written from) on them and you will treatment big date from middle 2018.
You will find in the last month or two ran towards the my personal regional borrowing from the bank partnership inquiring regarding the a home loan and its particular a secured item financing they actually do with high interest and you will maximum title off 15 years. Their come a lengthy techniques rather than also yes at that area if this might happens. Each and every time I go inside the for the expected files they appear to own something different. We’ve got to attend to own my wife to accomplish his 6 week probationary several months in the the a job that we trust is actually practical process.
We are saving with them due to the fact beginning of this year sufficient reason for everything we rescue and shell out for the rent (included in my bankruptcy is vacating family home) we have plenty of to cover a home loan cost for each week.
Would you suggest myself yet to own myself and my companion method Lender Away from Ireland and AIB and discover whatever they say.
Inserted Member
- #16
As i questioned ny ICB report right back some days ago shortly after discharge during the I experienced numerous time consuming calls so you’re able to build and you may letters is sent to my dos financial institutions once the little was actually rectified back at my declaration. In the conclusion I’d they arranged and you may requested letters from proof that we have always been no more responsible for people loans owing to them. One another profile have finally an excellent W (created of) in it and you will removal time out-of middle 2018.
I’ve within the last couple of months ran for the my personal regional borrowing from the bank partnership inquiring from the a home loan and its a secured item financing they are doing with a high interest and you online payday loan Rhode Island may limitation label away from fifteen years. Its been a long techniques rather than actually yes at this point when it will happen. Each time I go when you look at the towards expected records they appear having something different. We now have to wait having my spouse accomplish their 6 few days probationary months within his the newest a position that we faith is basic processes.